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Portugal Salary Calculator (Salário Líquido 2026)
See your take-home pay in mainland Portugal for 2026 using the IRS withholding tables (retenção na fonte) and Segurança Social contributions, including holiday and Christmas subsidies. Free, no sign-up, and nothing you type is stored on our servers.
How to Work Out Your Net Salary in Portugal
Enter Your Monthly Salary
Type your gross monthly base salary (one of the 14 payments) and any other taxable monthly pay.
Choose Your Situation
Pick single, married with two incomes or married with one income, and your number of dependents.
See Your Net Pay
Get your net pay, IRS withholding, Segurança Social and employer cost, then download a payslip.
Frequently Asked Questions
How is IRS withholding worked out in 2026?
Employers use the 2026 mainland tables (Despacho 233-A/2026): monthly pay × the marginal rate for your pay band, minus a fixed amount (parcela a abater), minus an amount per dependent. No IRS is withheld on monthly pay up to €920 (€991 for a married sole earner).
How are the 14 salaries handled?
Portuguese employees are usually paid 14 times a year: 12 monthly salaries plus holiday and Christmas subsidies. Each payment is withheld on its own using the same table. With the subsidies option ticked, the monthly figures are averaged over 12 months (× 14/12), so the yearly view equals 14 payments. Enter your monthly base salary even in the yearly view (yearly = 12 × monthly).
What Segurança Social do I pay?
Employees pay 11% of gross pay and employers 23.75%, with no ceiling. Meal allowances up to the tax-free limit are not included here.
Is withholding the same as the IRS I will owe?
No. Withholding is a prepayment. Your annual IRS return (with the 2026 brackets, deductions and the mínimo de existência of €12,880) may give a refund or a balance to pay. A law of October 2026 cut the 2026 IRS rates again, so November 2026 withholding was halved as a one-off adjustment; that is not shown here.
Is IRS Jovem included?
No. The IRS Jovem exemption for young workers, the Madeira and Azores tables, disability tables and the non-habitual resident regime are not included.
Is this an official Autoridade Tributária calculator?
No. This is an estimate, not tax advice. Check your payslip or the Portal das Finanças of the Autoridade Tributária e Aduaneira for your exact figures.